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Shelley Hanna wrote popular a Q & A column 'Your KiwiSaver' for NZME newspapers from 2011 to 2021 including the Northern Advocate, the Bay of Plenty Times, the Hawkes Bay Today , the Whanganui Chronicle and the Wairarapa Times Age. Some recent columns can be found online via the NZ Herald website. Earlier columns can be found below:

16 December 2016  KiwiSaver good for retired savers

9 December 2016   KiwiSaver doesn't end at 65

2 December 2016   Making a choice on KiwiSaver

25 November 2016    KiwiSaver can't be used to pay student loan

18 November 2016  Change coming for guidelines

11 November 2016   Do your sums for tax credit top up

4 November 2016   Check rules for first home buyers

28 October 2016   Contribution can come from pay

21 October 2016   Contributions go on until fifth year

7 October 2016   Provider should contact members

16 September 2016   Taking a closer look at fees

9 September 2016   Schemes adjust as investors age

2 September 2016   Possible to transfer Aussie funds

26 August 2016  Pay off mortgage or KiwiSaver?

19 August 2016   Super funds can be transferred

12 August 2016  When saving, every dollar counts

5 August 2016  Contributing 10% from wages not an option

29 July 2016   Payments can go on while on paid parental leave

22 July 2016  Using KiwiSaver in retirement

15 July 2016  Funds hit by market turbulence

8 July 2016  Want to compare how your fund is doing?

1 July 2016  Change of status and auto enrolment

24 June 2016   Don't bet house on Aussie Super

17 June 2016  Expect scrutiny over hardship application                               

10 June 2016  Employer dragging the chain

3 June 2016  Call on expert after a breakup 

6 May 2016   You can keep account after 65

29 April 2016   Even on low wages, it mounts up

23 April 2016  Too many KiwiSaver accounts

8 April 2016  KiwiSaver becomes joint asset 

31 March 2016   Checking up on KiwiSaver

14 March 2016   Don't check balance so often

25 January 2016     Getting started on KiwiSaver
Q.        I have started a new work position for a small organisation and among my many duties I am responsible for payroll.  This is new to me, and I am not sure what KiwiSaver information I should be gathering from my staff.  Not all are in KiwiSaver and there is one person that has started at the same time as me.  Does she need to fill out a KS2 form if she wants to be in KiwiSaver?

18 January 2016   KiwiSaver and permanent emigration
Q.           I am a New Zealand permanent resident and I have had a KiwiSaver account with ANZ bank since 2011. I have been living in India for the past 10 months. I would like to withdraw my KiwiSaver money on the basis of overseas migration.  If I withdraw money and then change my mind and want to return to New Zealand in the future will I be able to do so?  Would NZ Immigration object if I tried to return to New Zealand, having withdrawn my KiwiSaver on that basis?

Your questions and feedback are very welcome!  Please submit your Feedback now.

To read columns from previous years click on the links below. Note that changes to KiwiSaver over the years - such as halving MTC credits, increasing the amount available to First Home buyers or abolishing the 'kickstart' - mean that some of the information provided in earlier columns is not entirely relevant to today's readers.

2015 Your KiwiSaver             2013 Your KiwiSaver    
2014 Your KiwiSaver             2012 Your KiwiSaver               2011 Your KiwiSaver 
We also run some of these articles on our FaceBook page.


.  The information contained in the column is of a general nature and is not intended to provide specific or personalised advice. 

Shelley is taking a 6 month break from her column at present. However, if you have any KiwiSaver questions that you would like answered directly please
contact Shelley.